Endsleigh Insurance is warning homeowners that getting repairs and home improvement work done by non-approved people can mean home insurance is not valid, leaving the consumer unprotected.
Should the design or workmanship of a home improvement project be below the typical standard, or if unsuitable materials or tools are used, Endsleigh Insurance will not pay out for any claims made. They, along with many other insurers, will also refuse to pay when structural modifications that have been done on a DIY basis, lead to a buildings insurance claim.
The view of the insurer is that they are basing their premiums on the perceived risk of the property as described. If this changes, through a home improvement project for example, the insurer, be it Endsleigh home insurance or any other, needs to know about it, and to what standard it was done, so they can re-evaluate the risk profile.
A new survey carried out by Tesco Finance has come to the conclusion that van drivers are the safest motorists on the UK roads.
The study looked at insurance claims, finding a lower percentage of van insurance claims than any other type of vehicle. Tesco Finance also found that more drivers of vans receive extra training on the roads than other motorists. Perhaps then the traditional view of van drivers is out of date and should be revised. With van insurance claims so low they may well be good drivers and should see lower premiums as a result.
The counter view that Tesco Finance did not mention in their report was that it could just be that van drivers do not always make a claim when they have an accident. If you look at the knocks and scrapes on many vans this could be a real possibility.
Government proposals for new 20 mph zones are receiving mixed responses from officials says car insurance provider Swiftcover.
There has been talk of a new generation of speed cameras supporting these new zones, though a safety campaigner from Exeter was unsure as to whether the cameras were the best way forward. A 20 mph zone would be in area where there are going to be children it would be thought, so the placing of speed cameras would actually take drivers eyes away from the road and onto their speedometers, thus negating the point of the zone in the first place.
An alternative view was put forward by a county councillor who felt speed cameras would be better than traffic calming measures, feeling they would be more effective.
