Privacy Policy

This Privacy Policy sets out how we will treat your personal information.

If you do nothing during your visit but browse through the website, read pages, or download information, we will gather and store certain information about your visit automatically. This information does not identify you personally.

1. What information do we collect?

We may collect, store and use the following kinds of personal information:
(a) information about your computer and about your visits to and use of this website (which may include information about your IP address, geographical location, browser type, referral source, length of visit and page views);
(b) information that you provide to us for the purpose of registering with us, receiving our newsletters and/or downloading ebooks from our website (including your email address);
(c) information you post on the site;
(d) any other information that you choose to send to us (including testimonials, feedback and questions).

We use this information to help make the site more useful to visitors and learn about the number of visitors to and the types of technology our visitors use.

2. Cookies

2.1 We use cookies on this website. A cookie is a text file sent by a web server to a web browser, and stored by the browser. The text file is then sent back to the server each time the browser requests a page from the server. This enables the web server to identify and track the web browser.

2.2 We will send cookies to you (which may be stored by your browser on your computer's hard drive) for the following purposes:
(a) manage your session on the website (including assisting with website navigation);

2.3 Use of our website will also result in cookies generated by third parties being sent to you, as follows:

(a) Google Analytics
COOKIES: _utma _utmb _utmc _utmz
These cookies are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. Click here for an overview of privacy at Google

(b) DoubleClick DART Cookie
Google, as a third party vendor, uses cookies to serve ads on
Google's use of the DART cookie enables it to serve ads to users based on their visit to and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL - Google Advertising Privacy FAQ

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include
Google Adsense,OMG,Affiliate Window,TradeDoubler

These third-party ad servers or ad networks use technology to the advertisements and links that appear on send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see. has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices.'s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

2.4 If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

3. Using your personal information

3.1 Personal information submitted on this website will be used for the purposes specified in this Privacy Policy or in relevant parts of the website.

3.2 If you sign up to receive our Money Saving newsletter or any other newsletter, we will use your personal information to send you the newsletter and manage your subscription.

3.3 More generally, we may use your personal information to: (a) administer and enable your use of the website;
(b) improve your browsing experience by personalising the website (which may include the service of targeted offers for products and services);
(c) provide third parties with statistical information about our users (but this information will not be used to identify any individual user);
(d) deal with enquiries and complaints made by or about you relating to the website;
(e) investigate the misuse or alleged misuse of the website; and
(i) send you other periodic emails that you will have the ability to control the frequency of or unsubsribe from at any time.

3.4 We will not provide any personal information to any third parties for the purposes of direct marketing.

4. Other disclosures

In addition to the disclosures reasonably necessary for the purposes identified elsewhere in this Privacy Policy, we may disclose information about you:
(a) to the extent that we are required to do so by law;
(b) in connection with any legal proceedings or prospective legal proceedings;
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
(d) to the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling.

6. Security of your personal information

6.1 We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.
6.2 We will store all the personal information you provide in our password-protected database. Our servers are protected by a firewall. In addition, all pages on the website relating to your personal information will be protected using SSL technology, and account details (including passwords)will be stored in our database in an encrypted form.
6.3 Of course, data transmission over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
6.4 You are responsible for keeping your password and user details confidential. We will not ask you for your password (save when you log on to the website).
6.5 Some user content may be published on the website (such as blog comments, questions and answers, success stories, tips, reviews and testimonials).
6.7 Should you wish to keep your identity anonymous when you post on the website, this will be your sole responsibility.

7. Policy amendments

We may update this Privacy Policy from time-to-time by posting a new version on our website. You should check this page occasionally to ensure you are happy with any changes.

8. Third party websites

The website contains links to other websites. We are not responsible for the privacy policies or practices of third party websites.

9. Contact

If you have any questions about this Privacy Policy or our treatment of your personal information, please write to us using our website contact form.