Motorists planning to drive in the Republic of Ireland are being advised by the AA to check their car insurance policies.
It is often the case that motor vehicle insurance provides cover at a lower level outside the UK than in it, though many people do not think of Ireland as being outside the United Kingdom. Motorists will usually have third party cover say the AA, rather than fully comprehensive though insurers do differ in their protection so a call is advised prior to travel.
Also important when driving in a different country is the need for breakdown cover. Again some providers will provide it whilst some will not, it is down to the individual company. AA car insurance and breakdown cover does include these overseas options and can be bought at highly competitive prices, get a quote on Moneygossip and check out the best deals available.
Endsleigh Insurance is warning homeowners that getting repairs and home improvement work done by non-approved people can mean home insurance is not valid, leaving the consumer unprotected.
Should the design or workmanship of a home improvement project be below the typical standard, or if unsuitable materials or tools are used, Endsleigh Insurance will not pay out for any claims made. They, along with many other insurers, will also refuse to pay when structural modifications that have been done on a DIY basis, lead to a buildings insurance claim.
The view of the insurer is that they are basing their premiums on the perceived risk of the property as described. If this changes, through a home improvement project for example, the insurer, be it Endsleigh home insurance or any other, needs to know about it, and to what standard it was done, so they can re-evaluate the risk profile.
The RAC is advising UK drivers to make sure they check their tyres regularly to avoid problems.
Having asked drivers about tyres it seems that a number of them are unaware of legal requirements regarding tread and also the general condition of the tyre. The RAC survey found 45 percent of drivers did not know that the minimum tread depth of a tyre is 1.6 mm. For female drivers this went up to 60 percent being unaware of the figure.
Tyres can be forgotten about quite easily but they are very important for road safety, general performance and also fuel economy. The RAC would like drivers to check their tyre condition and pressures at least weekly to avoid having a problem on the road.
