Technology is not always right is the message being sent out by car insurance companies such as Direct Line, suggesting drivers should not take the advice of the system blindly.
There have been many occasions when drivers have followed the route given to them by a sat-nav system only to find themselves heading down narrow farm tracks and through deep water. They carry on regardless though feeling that the satellite navigation system cannot be wrong. A big mistake say Direct Line since they have seen an increase in claims because of situations just like these.
If the situation continues then car insurance premiums are sure to rise, a scenario no one wants to see. Direct Line and other car insurance providers have to increase the premiums because of the extra costs they face so it is down to the drivers to make sure they use sat nav as an aid, trusting their own driving knowledge first and foremost.
Drivers who omit to mention previous drink driving convictions could well find their car insurance is invalid should a claim be made say Norwich Union.
A Norwich Union representative understood that a conviction for drink driving would increase a drivers car insurance premium considerably but by choosing not to declare it at all would cost much more when the cover was deemed invalid. Such a conviction would certainly come to light when a claim was made so it is in the drivers interests to declare it upon buying the insurance cover.
Should a person be found not to have declared something such as this and then had their cover terminated this information would be held on a central car insurance database explained Norwich Union, which would increase the premium still further.
Research from AA Insurance has found that around 22 percent of people in the UK are intending to take a holiday in Britain this year in order to cut down their costs of travel.
It appears that the rising costs in all aspects of travel are making people think about alternatives to try and reduce their expenditure. This has also driven more people to look at smaller vehicles to save money that way. There can also be insurance benefits in this, as well as better fuel economy said an AA Insurance representative.
As with all things the key is to find something that is suitable, so making sure there is enough room for people, that the engine can deliver the performance needed for regular long journeys and so on. AA Insurance see claims for all sorts of issues relating to unsuitable vehicles, so ensuring it is fit for the job it will have to do is paramount.
