Direct Line are asking all van owners to make sure they have the correct insurance cover otherwise they could find themselves out of pocket in the case of a claim.
Most van drivers use their vehicles for commercial purposes so it is vital that they get the correct van insurance that covers business use. Another aspect that many drivers of vans fail to appreciate is that it is classified as a place of work and so the smoking ban is in force. Drivers can be fined up to GBP2,500 for this warn Direct Line.
Van insurance has become much more competitive in recent years, with companies such as Direct Line recognising the increased demand for cover and therefore developing their products accordingly.
Endsleigh Insurance is warning homeowners that getting repairs and home improvement work done by non-approved people can mean home insurance is not valid, leaving the consumer unprotected.
Should the design or workmanship of a home improvement project be below the typical standard, or if unsuitable materials or tools are used, Endsleigh Insurance will not pay out for any claims made. They, along with many other insurers, will also refuse to pay when structural modifications that have been done on a DIY basis, lead to a buildings insurance claim.
The view of the insurer is that they are basing their premiums on the perceived risk of the property as described. If this changes, through a home improvement project for example, the insurer, be it Endsleigh home insurance or any other, needs to know about it, and to what standard it was done, so they can re-evaluate the risk profile.
A spokes person from Gocompare.com has talked about the importance of not auto renewing their car insurance policy. Motorists should not allow motor insurers to auto renew their car insurance when their annual term finishes, as most renewal prices are much higher than last year’s price and often less competitive than other insurers. Motorists should not let insurance companies renew their premium automatically without checking prices from other insurers first, as there are potentially cheaper deals out there. Motorists need to be proactive when it comes to their car insurance renewal period. You can often find a cheaper car insurance deal if you are prepared to search around and get other quotes from other insurers. Try using a comparison table like ours to compare policy features and benefits from each car insurer provider. See our car insurance comparison table for the latest offers. Plus, reading our guides and tips pages can offer consumers more detailed information and money saving hints.