A word to the wise comes from Direct Line with a reminder that any modifications made to a vehicle change the risk profile and therefore the insurance premium.
Lots of car owners are making changes to their vehicles now, personalising them with new wheels, sound systems and much more. Drivers are advised by Direct Line to get in touch with their car insurance provider to let them know about these modifications and enable them to recalculate the premium. If this is not done then the vehicle insurance could well be invalid should a claim be made.
A Direct Line spokesperson did say that modifications that improve the safety or security of a vehicle would not usually see premiums increased, though most mods are usually about enhancing the looks or performance of a vehicle and so would incur costs.
Elephant Insurance have been asking Mini drivers to compare their current insurance deals with what Elephant can offer.
The online insurer are making the suggestion because of the recent price reductions on the Mini, with new models enabling Elephant to re-band some of the popular cars, leading to potential savings of ten percent or more.
A couple of specific examples are the Mini One Sidewalk, which is now in group six compared with its previous group seven rating, and the Mini Cooper Sidewalk, now a group nine car rather than group ten.
The new Mini has been a highly successful seller since its launch, and these new classifications are sure to help it maintain its popularity, especially with younger drivers who appreciate the style of the Mini and can also appreciate the savings they can now make on their insurance premiums with Elephant.
A new report from Green Flag shows that we are spending more time than ever before simply waiting – be it in a traffic jam, in a shop queue or for a delivery.
The report reveals we spend around six months of our life just waiting! It seems over a third of the people asked spend over and hour a week waiting in queues at shops and supermarkets. Add in waiting at service organisations, especially banks, and that figure rises to almost two hours.
We are all familiar with waiting in traffic, from the school run delays in the morning, through shopping traffic and the often disrupted motorway journeys. These can be infuriating but Green flag do advocate a policy of not getting stressed to avoid ill health and accidents.
A traffic queue can sometime lead people to drive more aggressively to get out of it, or into a space, but the upshot of that is they may then have to make a claim on their car insurance, which will cost them far more than the time they spent waiting.
