Travel insurance is an essential part of any journey, though travellers should ensure that they are protected for things they do whilst on holiday warns esure.
Ten percent of people think travel insurance covers them for any situation, which is certainly not the case. Things such as scuba diving, bungee jumping and even riding a motorbike would not be covered should a claim be needed afterwards. Around eight percent of people suffer injuries after such activities so it is good advice from esure to check the policy details.
As an esure spokesman emphasised, suffering even a relatively minor injury can mean a big medical bill and without travel insurance cover those costs would have to be met by the individual.
A leading travel insurance provider, Columbus Direct offer a range of policies to suit individual needs, all attractively priced.
All the typical travel insurance options are available, including single trip, annual, backpacker and business traveller. They can all be modified from standard too the ensure the best level of protection for the individual customer, where destinations, durations and also the number of travellers can all have a bearing on the final needs and structure of the policy.
The understanding of varied customer needs has led Columbus Direct to create several niche market policies, where they are leading the way and becoming the recognised provider of travel insurance in these categories. One of the most popular niche offerings is their Adventure Travel insurance which covers a wide variety of extreme sports and activities. They also offer insurance to the over 65 market and for those with pre-existing medical conditions.
Marks and Spencer are very generously offering a discount of 20 percent on travel insurance, on top of any other discounts currently applicable.
A spokesman for Marks and Spencer announced the promotion and confirmed that this 20 percent offer is in addition to the 5 percent discount currently given to customers buying their travel insurance online. The offer is also very well time, coming as it does at the beginning of the school holidays.
The cover provided by the Marks and Spencer travel insurance product is very good too, with up to GBP10 million of medical cover, GBP50,000 for personal accidents and GBP6,000 in case the holiday has to be cancelled or curtailed.
