According to information sourced by Credit Plus the cost of road accidents involving deer in the UK is around GBP 21 million per year.
The Highways Agency said that over 75,000 deer were struck by cars per year, with the average cost of repairing the accident being GBP 300. A suggestion has been made to put up extra fencing in areas where deer are regularly found in order to reduce the number of accidents, also saving in the region of GBP 60,000 per day in accidents avoided. The addition of more warning signs for motorists was also suggested.
Although the issue of road accidents with deer sounds a remote one for many motorists it can have a major impact on insurance premiums, both for the individual driver involved in an accident but also for all the insurance company customers since they have to recoup their costs. Credit Plus are hoping that the situation with deer is made better, for both motorists and the deer themselves.
It appears that around 500,000 people from the UK lose their passport each year while on holiday, with a subsequent loss, according to the Halifax, of over 1.7 million days as they wait to be allowed to come home.
The extra costs of staying abroad, including additional accommodation, flights and so on add up to nearly GBP390 million, or just over GBP130 per person. Advice from the Halifax is to use the hotel safe or safekeeping place in the room for their documents. They should also be aware that one in ten of the lost passports are actually stolen whilst outdoors, so being careful and discreet is important so as not to raise attention.
One further idea, this time from a Halifax travel insurance expert, is to take several copies of the back page of the passport and keep them in a host of different places. This way at least there will be some ID that will help get things sorted out.
Travel insurance is an essential part of any journey, though travellers should ensure that they are protected for things they do whilst on holiday warns esure.
Ten percent of people think travel insurance covers them for any situation, which is certainly not the case. Things such as scuba diving, bungee jumping and even riding a motorbike would not be covered should a claim be needed afterwards. Around eight percent of people suffer injuries after such activities so it is good advice from esure to check the policy details.
As an esure spokesman emphasised, suffering even a relatively minor injury can mean a big medical bill and without travel insurance cover those costs would have to be met by the individual.
