Travel insurance is an essential part of any journey, though travellers should ensure that they are protected for things they do whilst on holiday warns esure.
Ten percent of people think travel insurance covers them for any situation, which is certainly not the case. Things such as scuba diving, bungee jumping and even riding a motorbike would not be covered should a claim be needed afterwards. Around eight percent of people suffer injuries after such activities so it is good advice from esure to check the policy details.
As an esure spokesman emphasised, suffering even a relatively minor injury can mean a big medical bill and without travel insurance cover those costs would have to be met by the individual.
It appears that around 500,000 people from the UK lose their passport each year while on holiday, with a subsequent loss, according to the Halifax, of over 1.7 million days as they wait to be allowed to come home.
The extra costs of staying abroad, including additional accommodation, flights and so on add up to nearly GBP390 million, or just over GBP130 per person. Advice from the Halifax is to use the hotel safe or safekeeping place in the room for their documents. They should also be aware that one in ten of the lost passports are actually stolen whilst outdoors, so being careful and discreet is important so as not to raise attention.
One further idea, this time from a Halifax travel insurance expert, is to take several copies of the back page of the passport and keep them in a host of different places. This way at least there will be some ID that will help get things sorted out.
Well known insurer Liverpool Victoria has just announced new travel insurance policies for annual or single trip cover.
The travel insurance policies are new for Liverpool Victoria but they have clearly researched the market well and brought together aspects that travellers want. For example the policies can be tailored to suit the situation, with options for golf trips, weddings and winter sports.
Both policies offer GBP10 million of medical cover and GBP2,500 for personal possessions. They also include personal accident protection and cover for missing a departure. Liverpool Victoria have clearly done their travel insurance homework.
The MD of Liverpool Victoria, known also as LV=, was delighted to be able to offer these new travel insurance policies for existing and new customers, feeling that they would meet customer requirements very well and, with highly competitive prices, help them save money too.
Get A Competitive Liverpool Victoria Travel Insurance Quote.
