Travel insurance is an essential part of any journey, though travellers should ensure that they are protected for things they do whilst on holiday warns esure.
Ten percent of people think travel insurance covers them for any situation, which is certainly not the case. Things such as scuba diving, bungee jumping and even riding a motorbike would not be covered should a claim be needed afterwards. Around eight percent of people suffer injuries after such activities so it is good advice from esure to check the policy details.
As an esure spokesman emphasised, suffering even a relatively minor injury can mean a big medical bill and without travel insurance cover those costs would have to be met by the individual.
Marks and Spencer are very generously offering a discount of 20 percent on travel insurance, on top of any other discounts currently applicable.
A spokesman for Marks and Spencer announced the promotion and confirmed that this 20 percent offer is in addition to the 5 percent discount currently given to customers buying their travel insurance online. The offer is also very well time, coming as it does at the beginning of the school holidays.
The cover provided by the Marks and Spencer travel insurance product is very good too, with up to GBP10 million of medical cover, GBP50,000 for personal accidents and GBP6,000 in case the holiday has to be cancelled or curtailed.
According to information sourced by Credit Plus the cost of road accidents involving deer in the UK is around GBP 21 million per year.
The Highways Agency said that over 75,000 deer were struck by cars per year, with the average cost of repairing the accident being GBP 300. A suggestion has been made to put up extra fencing in areas where deer are regularly found in order to reduce the number of accidents, also saving in the region of GBP 60,000 per day in accidents avoided. The addition of more warning signs for motorists was also suggested.
Although the issue of road accidents with deer sounds a remote one for many motorists it can have a major impact on insurance premiums, both for the individual driver involved in an accident but also for all the insurance company customers since they have to recoup their costs. Credit Plus are hoping that the situation with deer is made better, for both motorists and the deer themselves.
