Travel insurance is an essential part of any journey, though travellers should ensure that they are protected for things they do whilst on holiday warns esure.
Ten percent of people think travel insurance covers them for any situation, which is certainly not the case. Things such as scuba diving, bungee jumping and even riding a motorbike would not be covered should a claim be needed afterwards. Around eight percent of people suffer injuries after such activities so it is good advice from esure to check the policy details.
As an esure spokesman emphasised, suffering even a relatively minor injury can mean a big medical bill and without travel insurance cover those costs would have to be met by the individual.
According to information sourced by Credit Plus the cost of road accidents involving deer in the UK is around GBP 21 million per year.
The Highways Agency said that over 75,000 deer were struck by cars per year, with the average cost of repairing the accident being GBP 300. A suggestion has been made to put up extra fencing in areas where deer are regularly found in order to reduce the number of accidents, also saving in the region of GBP 60,000 per day in accidents avoided. The addition of more warning signs for motorists was also suggested.
Although the issue of road accidents with deer sounds a remote one for many motorists it can have a major impact on insurance premiums, both for the individual driver involved in an accident but also for all the insurance company customers since they have to recoup their costs. Credit Plus are hoping that the situation with deer is made better, for both motorists and the deer themselves.
Travellers aged 65 and over, of which there are many, can find it very difficult to get travel insurance according to information provided by Saga Insurance, although they do add that it is not as difficult as it first appears.
Saga Insurance are specialists in travel insurance for those aged 50 and over and advise travellers in this age group to be candid about any pre-existing medical conditions to avoid invalidating their cover. Insurers do not automatically dismiss their application and it is far better to travel with peace of mind than without.
This is something Saga Insurance cater for and they also have no maximum age limit, something they can support by revealing the oldest person they have arranged travel insurance for so far was 100 years old. 92 percent of insurers have been found to have upper age limits, putting Saga in the minority, but that means people know who to talk to when they need travel insurance.
