According to Lloyds TSB home insurance division home workers ought to check they have adequate cover in place to avoid trouble in case of a claim.
According to official data around 3 million people work from home, sixty percent of whom are self employed. This is over ten percent of the total workforce in the UK. The important point Lloyds TSB insurance want to make is that work related materials may not be covered by a regular home insurance policy so it is important to check the details.
As the Lloyds TSB MD said, home based businesses and working from home generally are growing in popularity so it vital that a real understanding of different policies is needed.
Get your own quote for Lloyds TSB home insurance and see how much you can save.
According to data collated by the Halifax home insurance division people in the UK have a bicycle stolen at a rate of just over one every minute.
The actual rate is one every sixty-five seconds, worsening from one every seventy-one seconds last year. The data also shows that London is the most dangerous place to own a bicycle, perhaps unsurprising as the bike is a popular form of transport in major cities like this. A Halifax spokesman suggested a simple way to cut the rate of bike theft would be to use a simple U shaped lock when the bike is left unattended.
The Halifax insurance spokesman also suggested looking at garden security, since many bicycles are kept in garden sheds or just in the back garden itself. Simple security is not expensive and could mean a home insurance claim is not needed.
A study by Zurich Insurance has revealed that over 15 percent of property owners have had to get proper tradesmen in after struggling to do it themselves.
The biggest reason these people had for going down the DIY route was saving money, with a third of people citing this reason. However Zurich Insurance found that they typical cost of making right the damage caused came to GBP280. Home insurance knowledge was a little shaky on the subject too, with almost 75 percent of people not knowing if DIY disasters would be covered.
Also regarding home insurance the Zurich Insurance survey found that nearly half the respondents would not think to inform their insurer if major improvements to the property were to be made.
Get a great quote on Zurich Home Insurance today.
