Top UK retail outlet Argos works with Allianz Cornhill to offer the dedicated Argos Insurance that is available to protect the large quantities of furniture and other items sold by the retailing giant.
The latest development in the ongoing relationship between the two companies gives customers the peace of mind offered through a repair and replacement programme, meaning customers know that the investment they have made in their home furnishing will last a reasonable amount of time. Argos and Allianz Cornhill already work together providing insurance cover for jewellery and mobile phones. Although the sizes of the product is much larger when it comes to furniture the basic principle in insuring them is exactly the same.
Both parties feel that the provision of Argos Insurance cover being extended in this way will be beneficial to the consumer as well as the two businesses. They also see it as the continuation and progression of what is seen as a very good working relationship.
Over 22 percent of families with children under five have had toys taken from outside their homes according to a Halifax home insurance survey.
The most common item to be taken was a childs bicycle, making up almost 1 in 5 of all home insurance claims from those surveyed. Prams and buggies were also a popular target for thieves, no doubt driven by the costs of such items being quite high. The advice from the Halifax insurance people is to put items away safely when not in use, using a garden shed or bringing them into the house.
A Halifax spokesman understood the potential difficulties of being able to put everything away at some times, especially during the Summer when children are in and out of the house all day, but it is worth doing to avoid the psychological stresses it can cause, even if they have contents insurance in place to cover the financial cost.
Sainsburys Bank are warning cyclists that even when their bicycle is at home it is still at risk of being stolen and should be protected accordingly.
Over 1,200 bicycles are stolen every day according to Sainsburys Bank figures, showing how popular they are with thieves. It is because of the ready made market for bikes and the fact that they are often easy to take away that the theft numbers are so high, something that Sainsburys would really like to see change. Having home insurance that covers the bicycle is one thing but it is far better not to have to lose the bike and claim in the first place.
Anyone with a bicycle is advised to not the make, model and frame number of their bike and take a picture if possible. Then they should check to make sure it is included in the home insurance policy. Sainsburys Bank remind policyholders to check for any exceptions to cover, so they know if the bike must be stored in a locked garage overnight or something like that.
