School holidays means children at home, which means more accidents around the home according to Tesco Finance.
,p>Figures compiled by Tesco Finance show that home contents insurance claims for damage caused by children cost almost GBP230 million last year. The majority of claims understandably come during the school holidays when children are at home. With over 40 percent of people not having enough, or any, contents insurance now is a good time to get some say Tesco.
Accidental damage can be added to some policies and is inclusive on others said a Tesco Finance spokesman. Therefore it is sensible to compare policies to see what the cost would be on a like for like basis, ensuring the cover is adequate for the customers needs.
Tesco Finance have introduced the well known Finest branding to their home insurance, with this top of the line cover introducing a concierge service and even higher values of protection.
The cover offered for buildings is now unlimited, and the protection for contents while the house is empty, for example at Christmas, has doubled from GBP5,000 to GBP10,000. As a special offer Tesco Finance are also giving customers an extra 20 percent on the amount of protection offered free of charge.
Tesco are also including an initial appetizer that will be well received by new customers, namely a GBP60 shopping voucher, which can also be redeemed at the petrol station if required.
According to Lloyds TSB home insurance division home workers ought to check they have adequate cover in place to avoid trouble in case of a claim.
According to official data around 3 million people work from home, sixty percent of whom are self employed. This is over ten percent of the total workforce in the UK. The important point Lloyds TSB insurance want to make is that work related materials may not be covered by a regular home insurance policy so it is important to check the details.
As the Lloyds TSB MD said, home based businesses and working from home generally are growing in popularity so it vital that a real understanding of different policies is needed.
Get your own quote for Lloyds TSB home insurance and see how much you can save.
