AA Insurance are asking all owners of holiday homes to make sure their insurance polices cover items that are left there while the property is empty.
The summer months see many people heading off to their second homes, taking a break from the daily grind. However AA Insurance want them to just think about what they may be leaving at the property and to ensure they have adequate home insurance cover in place. Their data suggests more than 10 percent of people do not know if it is adequate or not.
A spokesman from AA Insurance also wanted to remind people to take basic security precautions during the warmer weather. These include closing and locking windows when the property is empty, locking front doors if people are in the back garden and so on.
Sainsburys Bank home insurance division has found that just short of 10 million people are thinking of planting trees in their gardens this year and would like to warn them about the threat of subsidence.
The main advice given by Sainsburys Bank is to select a tree that will be of a suitable size for the garden and also to plant it a good distance away from the house. If homeowners do not follow this advice they may find an increased risk of subsidence and the need for an insurance claim. Leylandii and Willow are two of the most troublesome trees it has been found.
A Sainsburys Bank spokesman revealed that home insurance claims for subsidence have cost British insurers over GBP700,000 per day over the last 5 years. It is therefore important to be aware of the risks before going ahead with planting a tree.
Direct Line home insurance will now include an automatic 10 percent increase in the level of cover for contents around the time of a wedding.
The extra contents cover Direct Line insurance offer is for the period 4 weeks before and after the wedding itself and is designed to offer peace of mind for all the extra items that will be there in the build up to the big day and of course all the presents afterward. The fact that there will be more people around and a greater risk of accidental damage is also critical.
For anyone interested in this aspect of contents cover it is the Direct Line Home Insurance and Home Insurance Plus policies that both feature this additional benefit.
