Having taken a look at the attitudes of their home insurance customers Legal and General found that many prefer to throw broken items away rather than repair them.
Asked about electrical items like MP3 players and DVDs, 46 percent of those surveyed said they would throw it away if it stopped working. Slightly more worrying was the fact that 12 percent of people in the Legal and General study said they would throw an electrical item away if the fuse had blown.
On the one hand these results suggest we are throwing away perfectly serviceable items, though many small electrical items are very difficult to repair now, with manufacturers themselves recommending replacement rather than repair. Legal and General will usually replace electrical items that are claimed for on a home insurance policy since they follow the manufacturers guidelines.
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A study commissioned by Barclays Insurance has looked at the most popular small businesses across the UK,a key element for home insurance since a number of these businesses carry out repair work or provide new products.
For those suffering a plumbing related incident that needs attention, whether on the home insurance policy or not, Norwich is the place to be since there are more plumbers there than anywhere else in the UK. Barclays Insurance also found that Essex is the best place to find an electrician.
As a spokesman from Barclays Insurance explained, it can sometimes be difficult to find a tradesman for an insurance quote or repair, though in some places it is more difficult than others. The key point is that tradesmen are a vital part of the UK infrastructure.
Tenants are being asked by Direct Line home insurance to make sure they have contents insurance in place and also to speak to landlords regarding home security.
It makes sense for landlords to protect their property with security measures said a Direct Line spokesman, especially since it can help reduce insurance premiums. It is also prudent for tenants to have contents insurance cover to protect their own belongings.
Many tenants are surprised when they find out how little Direct Line home insurance costs and feel much happier knowing their goods are covered. With the added security provided by the landlords actions too that figure can go even lower.
