According to a recent study by the Halifax there is over GBP50 billion worth of jewellery in UK homes, with each house having just under GBP2,000 worth on average.
Although the average figure is around GBP2,000 there are around 5 million homes where there is over GBP5,000 worth of jewellery and surprisingly the Halifax has found that over a third of them have never had their items valued. This is an important aspect since valuables should be listed individually on home insurance policies to ensure they are covered.
Geographically the places with the most jewellery in their homes are Preston and Milton Keynes so they are urged to make sure they have their items valued said a Halifax spokesman. This way they will know their home insurance is doing the job it is supposed to do.
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With National Bike Week about to begin cyclists are being reminded by the Halifax to make their bikes safe and secure.
Not quite gone in sixty seconds, but every sixty-five seconds a bicycle is stolen in the UK and the average replacement cost is nearly GBP340. With this in mind the Halifax is offering a few suggestions to cyclists on how to make their bike more secure. One of the most obvious ones, though not always done, is to use a secure lock and always use bike parking racks where possible.
Halifax home insurance will cover the value of a bicycle, but it is far better to keep an existing bike than have to face losing it. By using better security techniques cyclists can certainly help make it harder for thieves.
Direct Line has revealed its latest home insurance product to be an all inclusive package that covers all aspects and should save consumers money.
The new Direct Line Home Insurance Plus policy covers both buildings and contents, other possessions such as sports equipment, handbags and their contents. It also incorporates travel insurance, protect for credit cards, legal support and ID theft.
Apart from the comprehensive nature of the policy, which Direct Line believe will allow customers to feel more relaxed, there are going to be cost savings too. With protection for all these different aspects in one policy it negates the need for a range of different insurance products. Using one policy like this is easier and cheaper than the options currently available.
