According to data collated by the Halifax home insurance division people in the UK have a bicycle stolen at a rate of just over one every minute.
The actual rate is one every sixty-five seconds, worsening from one every seventy-one seconds last year. The data also shows that London is the most dangerous place to own a bicycle, perhaps unsurprising as the bike is a popular form of transport in major cities like this. A Halifax spokesman suggested a simple way to cut the rate of bike theft would be to use a simple U shaped lock when the bike is left unattended.
The Halifax insurance spokesman also suggested looking at garden security, since many bicycles are kept in garden sheds or just in the back garden itself. Simple security is not expensive and could mean a home insurance claim is not needed.
Having taken a look at the attitudes of their home insurance customers Legal and General found that many prefer to throw broken items away rather than repair them.
Asked about electrical items like MP3 players and DVDs, 46 percent of those surveyed said they would throw it away if it stopped working. Slightly more worrying was the fact that 12 percent of people in the Legal and General study said they would throw an electrical item away if the fuse had blown.
On the one hand these results suggest we are throwing away perfectly serviceable items, though many small electrical items are very difficult to repair now, with manufacturers themselves recommending replacement rather than repair. Legal and General will usually replace electrical items that are claimed for on a home insurance policy since they follow the manufacturers guidelines.
Get a quote for Legal and General home insurance at Moneygossip.co.uk.
Until 21 June Tesco Finance home insurance customers can get a massive 33 percent discount on their premium. Buy online and there is a further 10 percent discount available.
The discount offer is open to new Tesco Finance home insurance customers applying either online or by phone and is applicable to the first year of buildings and contents insurance. This level of discount is certain to attract plenty of interest in Tesco home insurance so it is a good job the policy itself is also a very good one.
A suggestion made by a Tesco Finance spokesman was to have a look at how their home insurance measures up against the competition since a discount of a third off the premiums for the year is a big saving.
Get your discounted Tesco home insurance and save money today!
