A study by Zurich Insurance has revealed that over 15 percent of property owners have had to get proper tradesmen in after struggling to do it themselves.
The biggest reason these people had for going down the DIY route was saving money, with a third of people citing this reason. However Zurich Insurance found that they typical cost of making right the damage caused came to GBP280. Home insurance knowledge was a little shaky on the subject too, with almost 75 percent of people not knowing if DIY disasters would be covered.
Also regarding home insurance the Zurich Insurance survey found that nearly half the respondents would not think to inform their insurer if major improvements to the property were to be made.
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Sainsburys Bank home insurance division has found that just short of 10 million people are thinking of planting trees in their gardens this year and would like to warn them about the threat of subsidence.
The main advice given by Sainsburys Bank is to select a tree that will be of a suitable size for the garden and also to plant it a good distance away from the house. If homeowners do not follow this advice they may find an increased risk of subsidence and the need for an insurance claim. Leylandii and Willow are two of the most troublesome trees it has been found.
A Sainsburys Bank spokesman revealed that home insurance claims for subsidence have cost British insurers over GBP700,000 per day over the last 5 years. It is therefore important to be aware of the risks before going ahead with planting a tree.
A fascinating fact about the music festival season is that three out of four people attending them lose possessions while there according to Zurich Insurance.
The study carried out by Zurich found that the typical value of items taken to music festivals by people is over GBP260. The most commonly taken possessions include mobile phones, cameras and MP3 players. The majority of items that go missing are simply left behind, in tents or in bags, with only 10 percent of them being stolen.
Good advice from Zurich Insurance is for festivalgoers to check with their home contents insurer that they will be covered at the festival they are attending. This way at least the financial aspect of losing personal possessions will be dealt with.
