Esure are reminding the new students headed for university this year that home insurance cover is something that should not be overlooked.
The typical student will have around GBP1,500 worth of items they take with them when they go to university and without proper home insurance cover this could all be lost. Parents often help out with student insurance cover, though Esure found nearly a quarter of them had not thought about the matter.
Cover can be arranged quite easily for most students, sometimes having their own policy or alternatively using existing home insurance that their parents have. A number of insurers will include separate cover for students accommodation on the main home policy said Esure.
As costs rise so the amount needed to replace household items increases also. The need for home insurance is therefore greater than ever say Direct Line.
Having surveyed a selection of UK adults the insurer found that the typical cost of replacing or repairing damaged household items was around GBP200. The most common incidents were red wine spills, broken vases and damaged furniture. Each of these is covered with Direct Line home insurance and the peace of mind that cover brings, as well as the money it can save, is of real benefit to customers.
At the moment Direct Line have a special offer on their contents insurance, with free accidental damage cover provided to all new customers. In addition, when the time for renewal comes these same customers will also be eligible for a 10 percent discount as long as they have not made a claim.
There is a new home insurance offer from Nationwide Building Society, with a 20 percent discount when both contents and buildings cover are bought together. The discount is also applicable to the following year too if they are renewed together.
This Nationwide Building Society offer is open until the end of July 2008 and is being put in place to reward their customers for their loyalty during what are some trying financial times. The home insurance also includes provision for temporary accommodation, garden contents cover and students belongings protection.
A Nationwide Building Society spokesman said that the organisation believed in providing long term value and quality, with this offer underlining this belief.
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