It comes as little surprise to anyone that the young drivers on our roads today are being charged much more for their car insurance than their older counterparts. The differences though are considerable.
A study has been carried out by an independent body, looking at the typical premiums being paid to car insurance companies such as Swinton Insurance and others like them. The research has found a difference of 115 percent between the national average car insurance cost and that paid by young drivers. The average figure for the nation is GBP439, while young drivers are paying GBP989. This works out for the young driver at nearly 70 percent of their cars value.
Could this be the reason some young drivers go without insurance it has been asked. In fact some young drivers have even had insurance declined simply because of their age, though Swinton are not understood to be one of the insurers that has done this.
A new survey carried out by Tesco Finance has come to the conclusion that van drivers are the safest motorists on the UK roads.
The study looked at insurance claims, finding a lower percentage of van insurance claims than any other type of vehicle. Tesco Finance also found that more drivers of vans receive extra training on the roads than other motorists. Perhaps then the traditional view of van drivers is out of date and should be revised. With van insurance claims so low they may well be good drivers and should see lower premiums as a result.
The counter view that Tesco Finance did not mention in their report was that it could just be that van drivers do not always make a claim when they have an accident. If you look at the knocks and scrapes on many vans this could be a real possibility.
The Advertising Standards Authority has upheld a complaint from a television viewer that the Churchill Insurance advertisements featuring the talking bulldog are misleading.
The complaint was based on whether Churchill Insurance customers could make a claim on their insurance without having to fill in a form, which the complainant felt was being suggested by the advertisement. Apparently around 20 percent of people making a car insurance claim with Churchill have to fill a form in, which the ASA considers to be enough to uphold the complaint.
Churchill Insurance have now revised their advertising to avoid misleading anyone, and trust the new advertisments are as entertaining and accurate as viewers can wish for.
