A word to the wise comes from Direct Line with a reminder that any modifications made to a vehicle change the risk profile and therefore the insurance premium.
Lots of car owners are making changes to their vehicles now, personalising them with new wheels, sound systems and much more. Drivers are advised by Direct Line to get in touch with their car insurance provider to let them know about these modifications and enable them to recalculate the premium. If this is not done then the vehicle insurance could well be invalid should a claim be made.
A Direct Line spokesperson did say that modifications that improve the safety or security of a vehicle would not usually see premiums increased, though most mods are usually about enhancing the looks or performance of a vehicle and so would incur costs.
In a somewhat surprising comment Yes Insurance have asked for fire engines to be yellow rather than the traditional red.
The request comes following the insurers research in to vehicle colours and how safe they are, research that supplements other studies already carried out. Yes Insurance found that lime yellow is one of the safest colours on the road thanks to its high visibility both at night and day plus in poor weather, when it cuts through poor visibility better than any other.
A further reason Yes Insurance asked for the red paint to be swapped on fire engines for yellow was that red can often be perceived as black when it is dark, plus red is quite hard to see from drivers peripheral vision. These two issues are quite serious for an emergency vehicle that is often out when it is dark and also tries to get through traffic from all angles.
A spokes person from Gocompare.com has talked about the importance of not auto renewing their car insurance policy. Motorists should not allow motor insurers to auto renew their car insurance when their annual term finishes, as most renewal prices are much higher than last year’s price and often less competitive than other insurers. Motorists should not let insurance companies renew their premium automatically without checking prices from other insurers first, as there are potentially cheaper deals out there. Motorists need to be proactive when it comes to their car insurance renewal period. You can often find a cheaper car insurance deal if you are prepared to search around and get other quotes from other insurers. Try using a comparison table like ours to compare policy features and benefits from each car insurer provider. See our car insurance comparison table for the latest offers. Plus, reading our guides and tips pages can offer consumers more detailed information and money saving hints.
