A word to the wise comes from Direct Line with a reminder that any modifications made to a vehicle change the risk profile and therefore the insurance premium.
Lots of car owners are making changes to their vehicles now, personalising them with new wheels, sound systems and much more. Drivers are advised by Direct Line to get in touch with their car insurance provider to let them know about these modifications and enable them to recalculate the premium. If this is not done then the vehicle insurance could well be invalid should a claim be made.
A Direct Line spokesperson did say that modifications that improve the safety or security of a vehicle would not usually see premiums increased, though most mods are usually about enhancing the looks or performance of a vehicle and so would incur costs.
Motorists planning to drive in the Republic of Ireland are being advised by the AA to check their car insurance policies.
It is often the case that motor vehicle insurance provides cover at a lower level outside the UK than in it, though many people do not think of Ireland as being outside the United Kingdom. Motorists will usually have third party cover say the AA, rather than fully comprehensive though insurers do differ in their protection so a call is advised prior to travel.
Also important when driving in a different country is the need for breakdown cover. Again some providers will provide it whilst some will not, it is down to the individual company. AA car insurance and breakdown cover does include these overseas options and can be bought at highly competitive prices, get a quote on Moneygossip and check out the best deals available.
A new car insurance policy has been introduced by More Than, designed especially for female drivers.
As part of the promotion for it, More Than Insurance are including a number of rewards and discounts with big name high street retailers. They have also built in key options that are well suited to the needs of female drivers. These include prioritized roadside assistance, a replacement vehicle provided within 2 hours, female friendly garages and up to GBP3,000 of cover for handbags and their contents.
A More Than car insurance spokeswoman was pleased to be able to offer a service that catered for the specific needs of women drivers so well. They went on to add that even the roadside recovery agents used would be able to find the driver by tracking their mobile phone and would be equipped with child friendly vehicles that included things to entertain the children.
