Being caught using a mobile whilst in the car is going to prove even more costly as insurers will increase premiums for those charged says AA Insurance.
Having checked the situation with 8 different insurance companies across the market AA Insurance found that premiums could cost between 4 and 18 percent more because of a mobile phone offence. This can easily add GBP40 or more to the average annual premium.
A spokesman from AA Insurance explained that using a hand held mobile phone whilst driving means reduced vehicle control, slower reaction times and a heightened risk of an accident. Therefore premiums are naturally going to be more as the risk is greater.
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The view of Swinton, the biggest insurance broker on the high street, is that drivers with six points plus on their licence will soon be the norm, categorised as standard.
With the advent of the speed camera and the often scandalously low speeds at which they are set to trigger, Swinton feel it is not right to automatically penalise drivers because of these points. Bearing in mind the fact that approximately six million drivers have points on their licence, which is over ten percent of the whole population of the country, the approach from the insurer seems a very fair and sensible one.
Swinton are taking the view that the driver with six points on their licence today is as safe as the one who had three points five years ago and no points ten years ago. We just hope other insurers follow suit.
The RAC is advising UK drivers to make sure they check their tyres regularly to avoid problems.
Having asked drivers about tyres it seems that a number of them are unaware of legal requirements regarding tread and also the general condition of the tyre. The RAC survey found 45 percent of drivers did not know that the minimum tread depth of a tyre is 1.6 mm. For female drivers this went up to 60 percent being unaware of the figure.
Tyres can be forgotten about quite easily but they are very important for road safety, general performance and also fuel economy. The RAC would like drivers to check their tyre condition and pressures at least weekly to avoid having a problem on the road.
