Being caught using a mobile whilst in the car is going to prove even more costly as insurers will increase premiums for those charged says AA Insurance.
Having checked the situation with 8 different insurance companies across the market AA Insurance found that premiums could cost between 4 and 18 percent more because of a mobile phone offence. This can easily add GBP40 or more to the average annual premium.
A spokesman from AA Insurance explained that using a hand held mobile phone whilst driving means reduced vehicle control, slower reaction times and a heightened risk of an accident. Therefore premiums are naturally going to be more as the risk is greater.
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According to Diamond Insurance, the women only car insurance company, teaching assistants from Perth in Scotland are the safest drivers in the country.
The insurer looked at their own information as well as more general industry details to determine the safest occupations statistically, with these Scottish teaching assistants topping the table. Female accountants and secretaries also fared well in the survey, whilst for men the safest drivers were those with a policing background, computer programming and engineering. A spokesperson from Diamond Insurance noted that it was reassuring to know that the people tasked with protecting us are also safe drivers.
On the other side of the coin, the female drivers most likely to have an accident were hairdressers, with their chances of making a claim almost twenty percent higher than anyone else. Diamond Insurance welcome enquiries from any industry, confident that they will provide a very competitive quote.
