Being caught using a mobile whilst in the car is going to prove even more costly as insurers will increase premiums for those charged says AA Insurance.
Having checked the situation with 8 different insurance companies across the market AA Insurance found that premiums could cost between 4 and 18 percent more because of a mobile phone offence. This can easily add GBP40 or more to the average annual premium.
A spokesman from AA Insurance explained that using a hand held mobile phone whilst driving means reduced vehicle control, slower reaction times and a heightened risk of an accident. Therefore premiums are naturally going to be more as the risk is greater.
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A new car insurance policy has been introduced by More Than, designed especially for female drivers.
As part of the promotion for it, More Than Insurance are including a number of rewards and discounts with big name high street retailers. They have also built in key options that are well suited to the needs of female drivers. These include prioritized roadside assistance, a replacement vehicle provided within 2 hours, female friendly garages and up to GBP3,000 of cover for handbags and their contents.
A More Than car insurance spokeswoman was pleased to be able to offer a service that catered for the specific needs of women drivers so well. They went on to add that even the roadside recovery agents used would be able to find the driver by tracking their mobile phone and would be equipped with child friendly vehicles that included things to entertain the children.
It comes as little surprise to anyone that the young drivers on our roads today are being charged much more for their car insurance than their older counterparts. The differences though are considerable.
A study has been carried out by an independent body, looking at the typical premiums being paid to car insurance companies such as Swinton Insurance and others like them. The research has found a difference of 115 percent between the national average car insurance cost and that paid by young drivers. The average figure for the nation is GBP439, while young drivers are paying GBP989. This works out for the young driver at nearly 70 percent of their cars value.
Could this be the reason some young drivers go without insurance it has been asked. In fact some young drivers have even had insurance declined simply because of their age, though Swinton are not understood to be one of the insurers that has done this.
