Kwik Fit Insurance has taken steps to meet future legislation by investing in electronic car insurance certificate equipment.
The legislation to enable the delivery of electronic car insurance certificates is expected to arrive in 2009, making it easier to fulfil the needs of approximately 70 percent of Kwik Fit Insurance customers who buy their car insurance cover online. It also reduces costs, with less administration needed through the process.
There can be issues with electronic communication, especially regarding identity fraud, but Kwik Fit Insurance are investing in this new system to protect against such issues, which should be reassuring to customers and road users alike.
Direct Line, a leading provider of car insurance, has asked that the new careless driving law should also encompass those drivers who are uninsured.
The new law, which came into force today, means drivers can be charged with death by careless driving, with a maximum penalty of 5 years in jail. Drivers who cause death through driving without car insurance, having no licence or having been disqualified face up to two years in jail according to Direct Line.
A spokeswoman from Direct Line felt that this situation should be reviewed as a matter of urgency since it appears somewhat unfair that the person who is breaking more laws gets a lesser sentence than the more law abiding one.
Drivers who omit to mention previous drink driving convictions could well find their car insurance is invalid should a claim be made say Norwich Union.
A Norwich Union representative understood that a conviction for drink driving would increase a drivers car insurance premium considerably but by choosing not to declare it at all would cost much more when the cover was deemed invalid. Such a conviction would certainly come to light when a claim was made so it is in the drivers interests to declare it upon buying the insurance cover.
Should a person be found not to have declared something such as this and then had their cover terminated this information would be held on a central car insurance database explained Norwich Union, which would increase the premium still further.
