A new survey carried out by Tesco Finance has come to the conclusion that van drivers are the safest motorists on the UK roads.
The study looked at insurance claims, finding a lower percentage of van insurance claims than any other type of vehicle. Tesco Finance also found that more drivers of vans receive extra training on the roads than other motorists. Perhaps then the traditional view of van drivers is out of date and should be revised. With van insurance claims so low they may well be good drivers and should see lower premiums as a result.
The counter view that Tesco Finance did not mention in their report was that it could just be that van drivers do not always make a claim when they have an accident. If you look at the knocks and scrapes on many vans this could be a real possibility.
A word to the wise comes from Direct Line with a reminder that any modifications made to a vehicle change the risk profile and therefore the insurance premium.
Lots of car owners are making changes to their vehicles now, personalising them with new wheels, sound systems and much more. Drivers are advised by Direct Line to get in touch with their car insurance provider to let them know about these modifications and enable them to recalculate the premium. If this is not done then the vehicle insurance could well be invalid should a claim be made.
A Direct Line spokesperson did say that modifications that improve the safety or security of a vehicle would not usually see premiums increased, though most mods are usually about enhancing the looks or performance of a vehicle and so would incur costs.
The people at Tesco Finance feel that the best car insurance for a family should include cover for child seats and other family safety fitments.
Tesco considered this situation as part of their support for Child Safety Week and as they offer car insurance they felt it right to discuss this particular matter. Everyone knows how important it is to ensure all appropriate safety measures are taken so it should be an integral part of any car insurance policy that cover is provided for child seats, booster seats and so on.
It is quite easy to check many car insurance terms at once through comparison services, where Tesco car insurance will be listed alongside other providers. This gives the facility to assess different options and find the most suitable blend of price and features.
