Being caught using a mobile whilst in the car is going to prove even more costly as insurers will increase premiums for those charged says AA Insurance.
Having checked the situation with 8 different insurance companies across the market AA Insurance found that premiums could cost between 4 and 18 percent more because of a mobile phone offence. This can easily add GBP40 or more to the average annual premium.
A spokesman from AA Insurance explained that using a hand held mobile phone whilst driving means reduced vehicle control, slower reaction times and a heightened risk of an accident. Therefore premiums are naturally going to be more as the risk is greater.
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Elephant Insurance have been asking Mini drivers to compare their current insurance deals with what Elephant can offer.
The online insurer are making the suggestion because of the recent price reductions on the Mini, with new models enabling Elephant to re-band some of the popular cars, leading to potential savings of ten percent or more.
A couple of specific examples are the Mini One Sidewalk, which is now in group six compared with its previous group seven rating, and the Mini Cooper Sidewalk, now a group nine car rather than group ten.
The new Mini has been a highly successful seller since its launch, and these new classifications are sure to help it maintain its popularity, especially with younger drivers who appreciate the style of the Mini and can also appreciate the savings they can now make on their insurance premiums with Elephant.
Car insurance company Admiral have been looking at car theft and what is taken, with some surprising results.
The most common items that are taken from vehicles, not including stereo systems, are individual CDs, satellite navigation systems and MP3 players. After these come jackets, mobiles and laptop computers. Perhaps a little more surprising though are some other items that Admiral found car thieves have taken, including disco lights, celery, sandwiches and a wet suit!
Admiral also worked out the typical value of items in the average family car, coming up with a figure of GBP2,800 per vehicle. With such a sum of items that can be taken it is important to ensure car insurance covers these different areas to make sure the value of goods taken is covered as well as the car itself.