Drivers who omit to mention previous drink driving convictions could well find their car insurance is invalid should a claim be made say Norwich Union.
A Norwich Union representative understood that a conviction for drink driving would increase a drivers car insurance premium considerably but by choosing not to declare it at all would cost much more when the cover was deemed invalid. Such a conviction would certainly come to light when a claim was made so it is in the drivers interests to declare it upon buying the insurance cover.
Should a person be found not to have declared something such as this and then had their cover terminated this information would be held on a central car insurance database explained Norwich Union, which would increase the premium still further.
Direct Line, a leading provider of car insurance, has asked that the new careless driving law should also encompass those drivers who are uninsured.
The new law, which came into force today, means drivers can be charged with death by careless driving, with a maximum penalty of 5 years in jail. Drivers who cause death through driving without car insurance, having no licence or having been disqualified face up to two years in jail according to Direct Line.
A spokeswoman from Direct Line felt that this situation should be reviewed as a matter of urgency since it appears somewhat unfair that the person who is breaking more laws gets a lesser sentence than the more law abiding one.
Instead of punishments for not going green the government should use incentives instead says Tesco Finance.
Research carried out shows that around 2 million people already drive an eco friendly vehicle but that is dwarfed by the 21 million who would seriously consider such an option if it was made easier to do so. Tesco Finance found that the cost of buying such a vehicle was prohibitive to many.
The Tesco Finance study also found that those aged 55 and over are the most likely to have gone eco friendly, with 8 percent having a green car. This contrasts with the 34 and under age group where those with an ecologically friendly car is just 4 percent. A Tesco representative saw the research as proof that the nation is happy to embrace green transport as long as it is financially possible for them.
