The common idea that pet insurance is needed more for when an animal gets older is a perspective Churchill Insurance would like to change.
The head of Churchill Insurance pet division has suggested that the need for protection is something pets of all ages can benefit from. We never know when something is going to happen that may need vet care so it is better to have the peace of mind that pet insurance provides.
Financially he felt it would probably work out cheaper too since most pet insurance providers will only offer cover for animals under the age of 8, for dogs, and 10 for cats. Whether it is with Churchill Insurance or a different company the important thing is to get that insurance in place.
Following on from a programme on the BBC that showed the issues facing some pedigree dogs More Than Insurance is advising all pet owners to understand the specific needs of their dog so they can make sure they can receive the best veterinary care.
More Than Insurance would like all pet owners to check their existing pet insurance policies, or consider buying one if they do not have one already, so that their pet will be covered for the main ailments it can suffer from.
The BBC programme showed how dogs have been changed through breeding and the problems this has caused. The problems are many and varied so More Than Insurance urge owners to do the best for their pet and get proper pet insurance in place.
A spokesperson from Hastings Direct has been talking about the importance of buying a quality pet insurance policy that focuses on the level of cover provided for injury and illness, and not the cheapest priced deal. Pet owners should try and buy the very best cover they can afford for their pet. Not all pet insurance policies are the same and they do offer vet treatment cover per incident at a capped fee or a lifetime policy that offers treatment for the rest of the pets life. Life time pet insurance is more expensive but provides better level of cover. It must be stated that regular health checks for your pet is not included in most pet insurance policies. Without insurance for your pet you run the risk of expensive medical bills if your pet becomes injured or ill and it needs medical treatment. There is no NHS for dogs and cats so consider getting an insurance policy to protect you financially if the worst should happen. See our pet insurance comparison table for the latest offers. Plus, reading our guides and tips pages can offer consumers more detailed information and money saving hints.