Such is the love that the UK population has for its pets that they actually have more pet insurance policies than health cover for themselves according to a new Tesco Finance study.
23 percent of pets in the UK had pet insurance cover bought for them last year said Tesco Finance, compared with just over 12 percent of people buying health cover. This means that nearly twice as many pets are covered than people and puts the UK in at number two in the table for the best pet care.
To further appeal to pet owners Tesco Finance pet insurance is being discounted by 20 percent for online purchases, with another 5 percent discount if more than one animal is covered.
Churchill Insurance are asking all pet owners to make sure they have suitable pet insurance in place to ensure the animal can receive the best care should it be needed.
As a Churchill Insurance spokesman pointed out, the cost of the premium will be insignificant compared with the cost of a vet bill, never mind the emotional costs if there is no pet insurance in place and the vet then proves too expensive. Even though all pet owners think their own animal will remain healthy the fact is that a third of pet owners claim on their insurance each year, pretty much all of whom would never have thought they would need to.
With the cost of veterinary treatment going up by about 12 percent each year it is imperative that pet insurance is in place continued the Churchill Insurance spokesman.
A spokesperson from Hastings Direct has been talking about the importance of buying a quality pet insurance policy that focuses on the level of cover provided for injury and illness, and not the cheapest priced deal. Pet owners should try and buy the very best cover they can afford for their pet. Not all pet insurance policies are the same and they do offer vet treatment cover per incident at a capped fee or a lifetime policy that offers treatment for the rest of the pets life. Life time pet insurance is more expensive but provides better level of cover. It must be stated that regular health checks for your pet is not included in most pet insurance policies. Without insurance for your pet you run the risk of expensive medical bills if your pet becomes injured or ill and it needs medical treatment. There is no NHS for dogs and cats so consider getting an insurance policy to protect you financially if the worst should happen. See our pet insurance comparison table for the latest offers. Plus, reading our guides and tips pages can offer consumers more detailed information and money saving hints.
