Travel insurance is an essential part of any journey, though travellers should ensure that they are protected for things they do whilst on holiday warns esure.
Ten percent of people think travel insurance covers them for any situation, which is certainly not the case. Things such as scuba diving, bungee jumping and even riding a motorbike would not be covered should a claim be needed afterwards. Around eight percent of people suffer injuries after such activities so it is good advice from esure to check the policy details.
As an esure spokesman emphasised, suffering even a relatively minor injury can mean a big medical bill and without travel insurance cover those costs would have to be met by the individual.
Travellers aged 65 and over, of which there are many, can find it very difficult to get travel insurance according to information provided by Saga Insurance, although they do add that it is not as difficult as it first appears.
Saga Insurance are specialists in travel insurance for those aged 50 and over and advise travellers in this age group to be candid about any pre-existing medical conditions to avoid invalidating their cover. Insurers do not automatically dismiss their application and it is far better to travel with peace of mind than without.
This is something Saga Insurance cater for and they also have no maximum age limit, something they can support by revealing the oldest person they have arranged travel insurance for so far was 100 years old. 92 percent of insurers have been found to have upper age limits, putting Saga in the minority, but that means people know who to talk to when they need travel insurance.
As the busiest time of the year for holidays comes ever closer Tesco Finance are sharing some hints and tips with holidaymakers to help them have a great holiday and to manage situations in the best way should they arise.
The most common problems that cause customers to make a claim are lost baggage, medical care and cancellations. All three can ruin a holiday but travel insurance can ease the pressure and ensure a better experience. With regard to lost or stolen baggage for example Tesco Finance want travellers to report their loss to the relevant people straight away. This make the whole claim process much easier further down the line.
Cancellations can be tricky but the key is getting documented proof from the company providing the travel that there was a delay and the reason why. With this in place the claim is much more straightforward.
