As the busiest time of the year for holidays comes ever closer Tesco Finance are sharing some hints and tips with holidaymakers to help them have a great holiday and to manage situations in the best way should they arise.
The most common problems that cause customers to make a claim are lost baggage, medical care and cancellations. All three can ruin a holiday but travel insurance can ease the pressure and ensure a better experience. With regard to lost or stolen baggage for example Tesco Finance want travellers to report their loss to the relevant people straight away. This make the whole claim process much easier further down the line.
Cancellations can be tricky but the key is getting documented proof from the company providing the travel that there was a delay and the reason why. With this in place the claim is much more straightforward.
According to information sourced by Credit Plus the cost of road accidents involving deer in the UK is around GBP 21 million per year.
The Highways Agency said that over 75,000 deer were struck by cars per year, with the average cost of repairing the accident being GBP 300. A suggestion has been made to put up extra fencing in areas where deer are regularly found in order to reduce the number of accidents, also saving in the region of GBP 60,000 per day in accidents avoided. The addition of more warning signs for motorists was also suggested.
Although the issue of road accidents with deer sounds a remote one for many motorists it can have a major impact on insurance premiums, both for the individual driver involved in an accident but also for all the insurance company customers since they have to recoup their costs. Credit Plus are hoping that the situation with deer is made better, for both motorists and the deer themselves.
Legal and General are reminding UK holidaymakers to make sure their travel insurance includes their luggage, even if the trip is within the United Kingdom.
From a study carried out by a team at Legal and General a typical family of four people could have belongings in their luggage worth over GBP3,000, so not having insurance in place for such a value would be a high risk strategy. The common conception of travel insurance is that it is needed for overseas travel, but this is not the case.
Baggage can be lost or damaged on any holiday say Legal and General, not just one in a different country, and losing GBP3,000 worth of items would not help anyone. Far better, therefore, to get suitable travel insurance.
