Research from AA Insurance has found that around 22 percent of people in the UK are intending to take a holiday in Britain this year in order to cut down their costs of travel.
It appears that the rising costs in all aspects of travel are making people think about alternatives to try and reduce their expenditure. This has also driven more people to look at smaller vehicles to save money that way. There can also be insurance benefits in this, as well as better fuel economy said an AA Insurance representative.
As with all things the key is to find something that is suitable, so making sure there is enough room for people, that the engine can deliver the performance needed for regular long journeys and so on. AA Insurance see claims for all sorts of issues relating to unsuitable vehicles, so ensuring it is fit for the job it will have to do is paramount.
Car insurance company Admiral have been looking at car theft and what is taken, with some surprising results.
The most common items that are taken from vehicles, not including stereo systems, are individual CDs, satellite navigation systems and MP3 players. After these come jackets, mobiles and laptop computers. Perhaps a little more surprising though are some other items that Admiral found car thieves have taken, including disco lights, celery, sandwiches and a wet suit!
Admiral also worked out the typical value of items in the average family car, coming up with a figure of GBP2,800 per vehicle. With such a sum of items that can be taken it is important to ensure car insurance covers these different areas to make sure the value of goods taken is covered as well as the car itself.
Endsleigh Insurance is warning homeowners that getting repairs and home improvement work done by non-approved people can mean home insurance is not valid, leaving the consumer unprotected.
Should the design or workmanship of a home improvement project be below the typical standard, or if unsuitable materials or tools are used, Endsleigh Insurance will not pay out for any claims made. They, along with many other insurers, will also refuse to pay when structural modifications that have been done on a DIY basis, lead to a buildings insurance claim.
The view of the insurer is that they are basing their premiums on the perceived risk of the property as described. If this changes, through a home improvement project for example, the insurer, be it Endsleigh home insurance or any other, needs to know about it, and to what standard it was done, so they can re-evaluate the risk profile.
