Endsleigh Insurance is warning homeowners that getting repairs and home improvement work done by non-approved people can mean home insurance is not valid, leaving the consumer unprotected.
Should the design or workmanship of a home improvement project be below the typical standard, or if unsuitable materials or tools are used, Endsleigh Insurance will not pay out for any claims made. They, along with many other insurers, will also refuse to pay when structural modifications that have been done on a DIY basis, lead to a buildings insurance claim.
The view of the insurer is that they are basing their premiums on the perceived risk of the property as described. If this changes, through a home improvement project for example, the insurer, be it Endsleigh home insurance or any other, needs to know about it, and to what standard it was done, so they can re-evaluate the risk profile.
2 years after launching women only car insurance Sheilas Wheels are now one of the best recognised insurance companies around.
To celebrate this status Sheilas Wheels have been looking at how women shop for car insurance, finding that they actually spend more time choosing their outfit for the Christmas party than they do getting car insurance.
It appears that the average woman takes just over 2 hours searching for and then buying car insurance, no doubt helped by easy to use sites like the one at Sheilas Wheels of course. Another factor is that personal recommendations are very important to women, which can also make the whole process of getting car insurance faster.
Now when it comes to buying Christmas party outfits that is a whole different matter.
The Advertising Standards Authority has upheld a complaint from a television viewer that the Churchill Insurance advertisements featuring the talking bulldog are misleading.
The complaint was based on whether Churchill Insurance customers could make a claim on their insurance without having to fill in a form, which the complainant felt was being suggested by the advertisement. Apparently around 20 percent of people making a car insurance claim with Churchill have to fill a form in, which the ASA considers to be enough to uphold the complaint.
Churchill Insurance have now revised their advertising to avoid misleading anyone, and trust the new advertisments are as entertaining and accurate as viewers can wish for.