Travel insurance is an essential part of any journey, though travellers should ensure that they are protected for things they do whilst on holiday warns esure.
Ten percent of people think travel insurance covers them for any situation, which is certainly not the case. Things such as scuba diving, bungee jumping and even riding a motorbike would not be covered should a claim be needed afterwards. Around eight percent of people suffer injuries after such activities so it is good advice from esure to check the policy details.
As an esure spokesman emphasised, suffering even a relatively minor injury can mean a big medical bill and without travel insurance cover those costs would have to be met by the individual.
Well known insurer Liverpool Victoria has just announced new travel insurance policies for annual or single trip cover.
The travel insurance policies are new for Liverpool Victoria but they have clearly researched the market well and brought together aspects that travellers want. For example the policies can be tailored to suit the situation, with options for golf trips, weddings and winter sports.
Both policies offer GBP10 million of medical cover and GBP2,500 for personal possessions. They also include personal accident protection and cover for missing a departure. Liverpool Victoria have clearly done their travel insurance homework.
The MD of Liverpool Victoria, known also as LV=, was delighted to be able to offer these new travel insurance policies for existing and new customers, feeling that they would meet customer requirements very well and, with highly competitive prices, help them save money too.
Get A Competitive Liverpool Victoria Travel Insurance Quote.
Travellers aged 65 and over, of which there are many, can find it very difficult to get travel insurance according to information provided by Saga Insurance, although they do add that it is not as difficult as it first appears.
Saga Insurance are specialists in travel insurance for those aged 50 and over and advise travellers in this age group to be candid about any pre-existing medical conditions to avoid invalidating their cover. Insurers do not automatically dismiss their application and it is far better to travel with peace of mind than without.
This is something Saga Insurance cater for and they also have no maximum age limit, something they can support by revealing the oldest person they have arranged travel insurance for so far was 100 years old. 92 percent of insurers have been found to have upper age limits, putting Saga in the minority, but that means people know who to talk to when they need travel insurance.