Swiftcover are expecting around 100,000 teenagers from the UK will go on holiday this year without their parents – but also without travel insurance.
Young people going on holiday without their parents are one of the highest risk categories of holidaymaker – with all that freedom to explore and a desire to experience new things for the first time. However this means that adequate travel insurance is more important than ever, so Swiftcover would like to see young people making it a part of their holiday planning.
Even though travel insurance does not cover people under the influence of alcohol, something that many teen travellers enjoy, there are still many different situations where travel insurance is still applicable said a Swiftcover spokesperson.
A leading travel insurance provider, Columbus Direct offer a range of policies to suit individual needs, all attractively priced.
All the typical travel insurance options are available, including single trip, annual, backpacker and business traveller. They can all be modified from standard too the ensure the best level of protection for the individual customer, where destinations, durations and also the number of travellers can all have a bearing on the final needs and structure of the policy.
The understanding of varied customer needs has led Columbus Direct to create several niche market policies, where they are leading the way and becoming the recognised provider of travel insurance in these categories. One of the most popular niche offerings is their Adventure Travel insurance which covers a wide variety of extreme sports and activities. They also offer insurance to the over 65 market and for those with pre-existing medical conditions.
Legal and General are reminding UK holidaymakers to make sure their travel insurance includes their luggage, even if the trip is within the United Kingdom.
From a study carried out by a team at Legal and General a typical family of four people could have belongings in their luggage worth over GBP3,000, so not having insurance in place for such a value would be a high risk strategy. The common conception of travel insurance is that it is needed for overseas travel, but this is not the case.
Baggage can be lost or damaged on any holiday say Legal and General, not just one in a different country, and losing GBP3,000 worth of items would not help anyone. Far better, therefore, to get suitable travel insurance.
