A spokesperson from Hastings Direct has been talking about the importance of buying a quality pet insurance policy that focuses on the level of cover provided for injury and illness, and not the cheapest priced deal.
Pet owners should try and buy the very best cover they can afford for their pet. Not all pet insurance policies are the same and they do offer vet treatment cover per incident at a capped fee or a lifetime policy that offers treatment for the rest of the pets life. Life time pet insurance is more expensive but provides better level of cover.
It must be stated that regular health checks for your pet is not included in most pet insurance policies.
Without insurance for your pet you run the risk of expensive medical bills if your pet becomes injured or ill and it needs medical treatment. There is no NHS for dogs and cats so consider getting an insurance policy to protect you financially if the worst should happen.