According to data collated by the Halifax home insurance division people in the UK have a bicycle stolen at a rate of just over one every minute.
The actual rate is one every sixty-five seconds, worsening from one every seventy-one seconds last year. The data also shows that London is the most dangerous place to own a bicycle, perhaps unsurprising as the bike is a popular form of transport in major cities like this. A Halifax spokesman suggested a simple way to cut the rate of bike theft would be to use a simple U shaped lock when the bike is left unattended.
The Halifax insurance spokesman also suggested looking at garden security, since many bicycles are kept in garden sheds or just in the back garden itself. Simple security is not expensive and could mean a home insurance claim is not needed.
Direct Line home insurance will now include an automatic 10 percent increase in the level of cover for contents around the time of a wedding.
The extra contents cover Direct Line insurance offer is for the period 4 weeks before and after the wedding itself and is designed to offer peace of mind for all the extra items that will be there in the build up to the big day and of course all the presents afterward. The fact that there will be more people around and a greater risk of accidental damage is also critical.
For anyone interested in this aspect of contents cover it is the Direct Line Home Insurance and Home Insurance Plus policies that both feature this additional benefit.
According to a recent study by the Halifax there is over GBP50 billion worth of jewellery in UK homes, with each house having just under GBP2,000 worth on average.
Although the average figure is around GBP2,000 there are around 5 million homes where there is over GBP5,000 worth of jewellery and surprisingly the Halifax has found that over a third of them have never had their items valued. This is an important aspect since valuables should be listed individually on home insurance policies to ensure they are covered.
Geographically the places with the most jewellery in their homes are Preston and Milton Keynes so they are urged to make sure they have their items valued said a Halifax spokesman. This way they will know their home insurance is doing the job it is supposed to do.
Find the best price on Halifax home insurance with a quote from Moneygossip.co.uk.