The Halifax is reminding all homeowners that they should ensure lightning cover is part of their home insurance especially as summer sees more claims.
According to data from Halifax home insurance customers the average claim for lightning damage costs over GBP 1,400 and such claims are 14 times more common in the summer than winter. The thing with lightning is that it can travel through things, so as well as causing actual damage to the structure of a building it can also go through wires and affect electrical equipment and so on.
A Halifax spokesman also pointed out that lightning can not be anticipated so no one knows where it will strike. For this reason checking the home insurance policy to make sure lightning cover is included is a sensible step to take.
There is a new home insurance offer from Nationwide Building Society, with a 20 percent discount when both contents and buildings cover are bought together. The discount is also applicable to the following year too if they are renewed together.
This Nationwide Building Society offer is open until the end of July 2008 and is being put in place to reward their customers for their loyalty during what are some trying financial times. The home insurance also includes provision for temporary accommodation, garden contents cover and students belongings protection.
A Nationwide Building Society spokesman said that the organisation believed in providing long term value and quality, with this offer underlining this belief.
Get a great quote on Nationwide Home Insurance at Moneygossip.co.uk.
The age of 46 has been found to be the point where own the greatest value of possessions according to a More Than survey.
At this age we average just under GBP41,000 worth of possessions it has been found, with the next best age being 28, when the figure is a little over GBP33,000. However over half of us actually have no idea of the value of items they own, which is a pretty important point when it comes to arranging adequate home insurance.
For anyone wanting to work out their own possessions value More Than Insurance have very kindly added a calculator to their website that will do just this. So pop along and work out whether you have enough home insurance cover today.
