Direct Line are asking all van owners to make sure they have the correct insurance cover otherwise they could find themselves out of pocket in the case of a claim.
Most van drivers use their vehicles for commercial purposes so it is vital that they get the correct van insurance that covers business use. Another aspect that many drivers of vans fail to appreciate is that it is classified as a place of work and so the smoking ban is in force. Drivers can be fined up to GBP2,500 for this warn Direct Line.
Van insurance has become much more competitive in recent years, with companies such as Direct Line recognising the increased demand for cover and therefore developing their products accordingly.
A new report from Green Flag shows that we are spending more time than ever before simply waiting – be it in a traffic jam, in a shop queue or for a delivery.
The report reveals we spend around six months of our life just waiting! It seems over a third of the people asked spend over and hour a week waiting in queues at shops and supermarkets. Add in waiting at service organisations, especially banks, and that figure rises to almost two hours.
We are all familiar with waiting in traffic, from the school run delays in the morning, through shopping traffic and the often disrupted motorway journeys. These can be infuriating but Green flag do advocate a policy of not getting stressed to avoid ill health and accidents.
A traffic queue can sometime lead people to drive more aggressively to get out of it, or into a space, but the upshot of that is they may then have to make a claim on their car insurance, which will cost them far more than the time they spent waiting.
Car insurance company Admiral have been looking at car theft and what is taken, with some surprising results.
The most common items that are taken from vehicles, not including stereo systems, are individual CDs, satellite navigation systems and MP3 players. After these come jackets, mobiles and laptop computers. Perhaps a little more surprising though are some other items that Admiral found car thieves have taken, including disco lights, celery, sandwiches and a wet suit!
Admiral also worked out the typical value of items in the average family car, coming up with a figure of GBP2,800 per vehicle. With such a sum of items that can be taken it is important to ensure car insurance covers these different areas to make sure the value of goods taken is covered as well as the car itself.
