Top UK retail outlet Argos works with Allianz Cornhill to offer the dedicated Argos Insurance that is available to protect the large quantities of furniture and other items sold by the retailing giant.
The latest development in the ongoing relationship between the two companies gives customers the peace of mind offered through a repair and replacement programme, meaning customers know that the investment they have made in their home furnishing will last a reasonable amount of time. Argos and Allianz Cornhill already work together providing insurance cover for jewellery and mobile phones. Although the sizes of the product is much larger when it comes to furniture the basic principle in insuring them is exactly the same.
Both parties feel that the provision of Argos Insurance cover being extended in this way will be beneficial to the consumer as well as the two businesses. They also see it as the continuation and progression of what is seen as a very good working relationship.
Having taken a look at the attitudes of their home insurance customers Legal and General found that many prefer to throw broken items away rather than repair them.
Asked about electrical items like MP3 players and DVDs, 46 percent of those surveyed said they would throw it away if it stopped working. Slightly more worrying was the fact that 12 percent of people in the Legal and General study said they would throw an electrical item away if the fuse had blown.
On the one hand these results suggest we are throwing away perfectly serviceable items, though many small electrical items are very difficult to repair now, with manufacturers themselves recommending replacement rather than repair. Legal and General will usually replace electrical items that are claimed for on a home insurance policy since they follow the manufacturers guidelines.
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A study commissioned by Barclays Insurance has looked at the most popular small businesses across the UK,a key element for home insurance since a number of these businesses carry out repair work or provide new products.
For those suffering a plumbing related incident that needs attention, whether on the home insurance policy or not, Norwich is the place to be since there are more plumbers there than anywhere else in the UK. Barclays Insurance also found that Essex is the best place to find an electrician.
As a spokesman from Barclays Insurance explained, it can sometimes be difficult to find a tradesman for an insurance quote or repair, though in some places it is more difficult than others. The key point is that tradesmen are a vital part of the UK infrastructure.
