Using moneygossip.co.uk may help you save money on Mortgages. Below is a helpful list of mortgage providers who all offer fixed rate, variable rate, capped, tracker, and first time buyer, buy-to-let and remortgage deals:
Using our mortgage comparison tables has got to be one of the best ways to find a cheap mortgage in finance your home. There are lots of mortgage deals available on the market for different kinds of borrowers and very much depends on your circumstances and how much money you want to borrow.
Whether you be a first time buyer and require a mortgage, or want a specific deal for high loan to value borrowing. You could be a homeowner that currently has a poor credit rating, wants a buy to let property or just wants to remortgage. Whatever your borrowing requirements are there will be a deal just for you.
There are fixed, capped and tracker rate deals to consider.Fixed Rate
A fixed rate mortgage is where are monthly repayments will not change for a specific period of time.Tracker
A tracker mortgage rate will rise and fall with the industry interest base rate.
Your mortgage could be based on the length of time of the fixed discounted rate, the total amount of money that your want to borrow or maybe offset or cash back model.
Other criteria you may look for in a mortgage include the length of fixed rates, the amount you can borrow, low fees or special types of mortgages such as cashback, offset or right-to-buy.
When search through our mortgage comparison you will find lots of cheap mortgage deals with low rates of interest. Do not assume that these deals are the cheapest as they may come with an additional set up fee and other charges.
These additional fees could be an application fee, arrangement fees with a broker, mortgage account fees and valuation fees. You may also incur a charge depending on your LTV, so make sure you look through the fees as well as the interest rate.
Yes, I would also take into consideration the early repayment charge on the mortgage. You might want to pay off your mortgage early at some point before the end of the loan term.
Always take into account all the fees that might be added to the mortgage as well as the interest rate before making a mortgage application.
You can find all these different elements at our mortgage comparison.
According to new research many homeowners are not taking an active role in understanding and managing their mortgage.
Published:4/23/2012Number Of Estate Agents To Close
The Halifax is to close over 50 of its estate agent branches across the country with the loss of around a hundred jobs.
Published:8/24/2010Tackling The Credit Crunch
Abbey National mortgage customers facing difficulties on the back of the credit crunch are being asked to consider taking in lodgers to make ends meet.
Published:8/24/2010August 20 - Home Loan Rates Cut
The Abbey National has today announced mortgage rate cuts on several of its home loan products, specifically the fixed rate and flexible mortgages.
Published:8/21/2010Home Loan Rates Cut Once Again
One of the biggest mortgage providers in the UK, the Halifax, has announced more interest rate reductions on several of its home loan products.