With National Bike Week about to begin cyclists are being reminded by the Halifax to make their bikes safe and secure.
Not quite gone in sixty seconds, but every sixty-five seconds a bicycle is stolen in the UK and the average replacement cost is nearly GBP340. With this in mind the Halifax is offering a few suggestions to cyclists on how to make their bike more secure. One of the most obvious ones, though not always done, is to use a secure lock and always use bike parking racks where possible.
Halifax home insurance will cover the value of a bicycle, but it is far better to keep an existing bike than have to face losing it. By using better security techniques cyclists can certainly help make it harder for thieves.
The age of 46 has been found to be the point where own the greatest value of possessions according to a More Than survey.
At this age we average just under GBP41,000 worth of possessions it has been found, with the next best age being 28, when the figure is a little over GBP33,000. However over half of us actually have no idea of the value of items they own, which is a pretty important point when it comes to arranging adequate home insurance.
For anyone wanting to work out their own possessions value More Than Insurance have very kindly added a calculator to their website that will do just this. So pop along and work out whether you have enough home insurance cover today.
As costs rise so the amount needed to replace household items increases also. The need for home insurance is therefore greater than ever say Direct Line.
Having surveyed a selection of UK adults the insurer found that the typical cost of replacing or repairing damaged household items was around GBP200. The most common incidents were red wine spills, broken vases and damaged furniture. Each of these is covered with Direct Line home insurance and the peace of mind that cover brings, as well as the money it can save, is of real benefit to customers.
At the moment Direct Line have a special offer on their contents insurance, with free accidental damage cover provided to all new customers. In addition, when the time for renewal comes these same customers will also be eligible for a 10 percent discount as long as they have not made a claim.