With most high risk investments that are linked to financial stock markets there is a very high risk of you losing your initial capital or not getting the forecasted level of growth and performance you expected.
All pension funds are considered long term investments and require a long term strategy, and not a short term solution to hold your money. You can invest your pension fund in less riskier markets of the world to avoid big movements in performance.
Extreme stock market fluctuations should always even out over a period of years and get back to the growth that has been predicted.
It is for this reason that investments should be considered as a long term strategy, rather than a place to hold your money in the short term. In theory any extreme fluctuations in value should even out over the longer term.
If you want to learn more about how to invest your money for your retirement see our pensions tips and pensions guide.
Compare pensions from top pension providers with our pensions comparison table.