Tesco Finance have introduced the well known Finest branding to their home insurance, with this top of the line cover introducing a concierge service and even higher values of protection.
The cover offered for buildings is now unlimited, and the protection for contents while the house is empty, for example at Christmas, has doubled from GBP5,000 to GBP10,000. As a special offer Tesco Finance are also giving customers an extra 20 percent on the amount of protection offered free of charge.
Tesco are also including an initial appetizer that will be well received by new customers, namely a GBP60 shopping voucher, which can also be redeemed at the petrol station if required.
With National Bike Week about to begin cyclists are being reminded by the Halifax to make their bikes safe and secure.
Not quite gone in sixty seconds, but every sixty-five seconds a bicycle is stolen in the UK and the average replacement cost is nearly GBP340. With this in mind the Halifax is offering a few suggestions to cyclists on how to make their bike more secure. One of the most obvious ones, though not always done, is to use a secure lock and always use bike parking racks where possible.
Halifax home insurance will cover the value of a bicycle, but it is far better to keep an existing bike than have to face losing it. By using better security techniques cyclists can certainly help make it harder for thieves.
According to data collated by the Halifax home insurance division people in the UK have a bicycle stolen at a rate of just over one every minute.
The actual rate is one every sixty-five seconds, worsening from one every seventy-one seconds last year. The data also shows that London is the most dangerous place to own a bicycle, perhaps unsurprising as the bike is a popular form of transport in major cities like this. A Halifax spokesman suggested a simple way to cut the rate of bike theft would be to use a simple U shaped lock when the bike is left unattended.
The Halifax insurance spokesman also suggested looking at garden security, since many bicycles are kept in garden sheds or just in the back garden itself. Simple security is not expensive and could mean a home insurance claim is not needed.
